Skip the listing, the showings, and the agent commission. HomeWise buys your house directly for cash. Tell us about the property and get a fair cash offer the same day.
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Real cash home buyers that actually close. We buy houses as-is in any condition, with zero agent commissions, zero hidden fees, and no waiting on a buyer's financing.
HomeWise is a direct cash home buyer serving homeowners nationwide. We pay cash, cover the closing costs, and let you skip the cleanout, showings, and 30-plus day waiting game that comes with a traditional listing. Whether the house needs major repairs, has tenants in place, sits vacant, or you just want to sell on your own timeline, we make a clear offer and close on the date you pick.
Sell Your House As-Is
Take what you want. Leave the rest. We handle the cleanout and repairs after closing.
Cash Sale With No Commissions
No agent commission. No listing fee. No service fee. No surprise seller charges.
Flexible, Clear Timeline
Close fast when title is clear, or pick a later date if you need more time.
Straight Answers, No Bait and Switch
We explain the offer, the next steps, and whether a cash sale is the right fit.
HomeWise buys houses directly for cash with no listing, no agent, and no commission on either side. Get a fair all-cash offer in as little as one hour and close in as few as 7 days, on your timeline, with no repairs and no showings.
Homes Purchased
Offer Turnaround
Fastest Close
Verified Reviews
Skip the staging, showings, and bank approvals. A refined transaction designed for your timeline.
Tell us about the house and your timeline. We review the property, the condition, and a few basic details about your home, then make a fair cash offer the same day. No listing, no showings, no obligation.
We base the offer on recent comparable sales, the home's condition, and the repairs and holding costs we take on. We walk you through every number so you can decide with no pressure, and if a traditional sale nets you more, we will tell you.
You can close in as little as 7 to 14 days once title is clear, or pick a later date if you need more time. There are no financing delays and no waiting on a buyer's mortgage approval.
Selling your house as is for cash works well for some homeowners. Listing with a realtor works better for others. Here is a simple breakdown to help you decide which path fits your situation.
A real cash offer should not feel like a random number. We look at the house, the repairs, the local market, and the cost to take on the project.
Roof, foundation, layout, systems, repairs, updates, damage, occupancy, and access.
We review recent sales near the property to understand the current market.
We account for cleanup, repairs, taxes, insurance, utilities, and resale risk.
A seller who needs speed may need a different solution than someone who can wait.
A cash purchase only makes sense when there is value for us to add and a clear benefit for you.
If a cash offer is not the best fit, we may suggest another option or tell you listing makes more sense.
Not every home buying company plays it straight. The highest number is not always the best offer.
You have more options than most sellers realize. For sale by owner (FSBO) lets you list and market the home yourself, keeping the listing-side commission, but puts all the pricing, negotiation, and paperwork on you. An attorney-assisted transaction handles the closing without an agent, but you still find your own buyer. A direct cash sale to HomeWise skips the listing entirely and eliminates the commission on both sides.
Each path has tradeoffs. FSBO saves the listing-side commission but often still pays the buyer's agent, and the work is substantial. An attorney-assisted sale still requires marketing the home yourself. A direct sale trades a price below retail for speed, certainty, and no process at all. We will tell you honestly which one fits your situation.
For sale by owner sounds simple, but most sellers underestimate the work involved. You price the home, hire a photographer, list on the MLS through a flat-fee service, schedule and host showings, screen buyers, negotiate the offer, navigate the inspection, and handle the disclosures and closing paperwork yourself. One missed disclosure item can create legal exposure.
The biggest surprise for FSBO sellers: buyers often arrive with their own agent who expects a commission from the proceeds. That means you may save the listing-side fee but still owe a portion on the other side. A direct sale to HomeWise eliminates both sides of the commission and the entire workload.
Selling without a realtor changes the math on what you net. Agent commissions typically run 5 to 6 percent, which on a $300,000 home means $15,000 to $18,000 leaving your pocket at closing. Add repairs requested after inspection, concessions to close the deal, and months of mortgage and tax payments while the house sits, and the gap between a listed sale and a direct cash sale is often narrower than the headline prices suggest.
HomeWise shows you both sides of the comparison before you decide. We put the offer, the math, and the closing costs in writing so you can see exactly what you net and compare it honestly against what a listing would realistically return after all the deductions.
Time to Close
HomeWise: As little as 7 days (or on your timeline)
Agent: Typically 30 to 90+ days
Repair Costs
HomeWise: None. We buy 100% as-is.
Agent: Seller often pays for repairs and prep
Commissions & Fees
HomeWise: Zero agent commissions or hidden fees
Agent: Roughly 6% commission plus closing costs
Showings & Open Houses
HomeWise: None. One simple evaluation.
Agent: Multiple disruptive showings and open houses
Financing Risk
HomeWise: None. We pay with cash.
Agent: High risk of buyer mortgage denial
Certainty of Sale
HomeWise: No financing contingency. Once terms are agreed, the deal moves to closing.
Agent: Buyer mortgage denial can cancel a sale after weeks of waiting.
| Feature | Selling for Cash to HomeWise | Traditional Real Estate Agent |
|---|---|---|
| Time to Close | As little as 7 days (or on your timeline) | Typically 30 to 90+ days |
| Repair Costs | None. We buy 100% as-is. | Seller often pays for repairs and prep |
| Commissions & Fees | Zero agent commissions or hidden fees | Roughly 6% commission plus closing costs |
| Showings & Open Houses | None. One simple evaluation. | Multiple disruptive showings and open houses |
| Financing Risk | None. We pay with cash. | High risk of buyer mortgage denial |
| Certainty of Sale | No financing contingency. Once terms are agreed, the deal moves to closing. | Buyer mortgage denial can cancel a sale after weeks of waiting. |
Whether you need to sell a house in foreclosure, sell an inherited house, sell a rental property, or sell a house that needs repairs, HomeWise buys homes as is with no cleaning, no showings, and no agent commissions.
Sell a House to Avoid Foreclosure
Stop the clock and protect your credit and equity before the bank acts
Sell an Inherited or Probate House
Sell an inherited house as-is and skip the stress of probate
Sell a House During Divorce
Divide assets quickly, fairly, and stress-free
Sell a House Behind on Payments
Get immediate debt relief with a guaranteed cash offer
Sell a House That Needs Major Repairs
Sell as-is. We absorb the repair burden, no contractor needed
Sell a Vacant House Fast
Stop carrying the cost of a home you don't use
Sell a Rental Property With Tenants
Sell with tenants in place. We handle problem rentals
Sell Before Relocating for Work
Close fast so you can move forward with your life
Honest answers about FSBO, commissions, and selling your house directly for cash.
Yes. You can sell for sale by owner (FSBO) on the open market, handling the listing and negotiations yourself, or sell directly to a cash buyer like HomeWise. Selling to HomeWise skips the listing, the showings, and the agent commission on both sides entirely.
Agent commissions typically run 5 to 6 percent of the sale price, often split between the buyer's and seller's agents. On a $300,000 home that is $15,000 to $18,000 out of your proceeds. Selling directly to HomeWise means no commission on either side, though the direct cash offer is priced below full retail to cover the repairs and costs we take on.
FSBO requires you to price, market, show, negotiate, and handle the paperwork and disclosures yourself. Selling to a direct cash buyer removes all of that. HomeWise manages the contract and closing through a licensed title company, so you do not handle any of the process on your own.
Yes, and that is a good thing. A licensed title company or closing attorney handles the deed, the title search, and the disbursement of funds so the transfer is legal and properly recorded. HomeWise sets up the title company for you at no extra cost.
Not necessarily less than a listed sale after all costs. On a listed sale the commission comes out of your proceeds. Selling directly to a cash buyer is below retail, but carries no commission, no repair bills, and no months of carrying costs. HomeWise shows you both nets so you can compare honestly.
FSBO stands for for sale by owner. You list, market, show, and negotiate the home yourself, saving the listing-side commission. But buyers often arrive with their own agent who expects a commission from the proceeds, so you may still owe 2 to 3 percent on that side. The work is substantial. For sellers who want to skip all of it, a direct cash sale to HomeWise eliminates both sides of the commission and the entire process.
The fastest no-realtor path is a direct cash sale. Request an offer from HomeWise, review the terms, and close at a licensed title company in as little as 7 days when title is clear. There is no listing, no showings, and no waiting on a buyer's financing to be approved.
At minimum you need the property deed, the signed purchase agreement, and any disclosure documents required in your area. A licensed title company handles the deed transfer and the title search. HomeWise prepares the purchase agreement and sets up the closing, so you do not navigate the paperwork alone.
FSBO is legal in all 50 states, and HomeWise buys directly across most of the country. Most home sales close through a title company, escrow company, or closing attorney, depending on local custom and state requirements. HomeWise arranges the closing for you so that the transfer is properly recorded.
Not when you sell to HomeWise. We buy as is, so you skip the inspection requests, repair concessions, and negotiations financed buyers require. On a traditional FSBO sale, buyers may still request repairs after inspection even without agents involved.
Every review is from a verified Google Business profile. Real homeowners, real closings, real results.
“This process was so easy, thanks for making what could have been so time consuming a piece of cake.”
Sara Cantu
“Josh was great to work with. He explained everything clearly, kept me updated, and made the whole process easy. If you're selling your house, I'd definitely recommend him.”
Giselle Rachels
“Josh has been a pleasure to work with. He made it super easy for me to get rid of my home ASAP and made the process as simple and stress-free as possible.”
Matt Ferrara
“Selling our parents' home felt overwhelming until we found HomeWise. They handled everything with care and gave us a fair offer.”
Dana Richards
“Closed in 9 days. No repairs, no showings, no agent fees. Exactly what they promised.”
Marcus Webb
“I was facing foreclosure and HomeWise helped me close before the bank could take the house. Lifesavers.”
Elena Brooks
“Inherited a property I couldn't keep up with. HomeWise made the sale simple and the cash hit my account in under two weeks.”
Ryan Mitchell
“Got three other quotes. HomeWise's offer was competitive AND they actually closed on schedule. Would use again.”
Priya Shah
Selling in a Tough Situation?
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Cash Offer Options & Guides
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From the Blog
Go deeper on how cash sales work, what sellers actually net, and when a direct sale makes sense.
