A Faster, Simpler Way to Sell
How It Works: Sell in 3 Simple Steps
Selling to HomeWise is built to be simple and fast. Share a few details about your home, review a fair cash offer, and pick the closing date that works for you. No repairs, no showings, no obligation.
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How Selling to HomeWise Works
A Fair Cash Offer in as Little as 1 Hour
HomeWise is a direct cash home buyer. You share a few details, we make a fair all-cash offer with the math explained, and you close on your timeline. No repairs, no commissions, no waiting on a buyer's financing, and no obligation at any step.
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How to Sell Your House Fast for Cash
in 3 Simple Steps
Skip the staging, showings, and bank approvals. A refined transaction designed for your timeline.
How Do I Sell My House Fast for Cash?
Tell us about the house and your timeline. We review the property, the condition, and a few basic details about your home, then make a fair cash offer the same day. No listing, no showings, no obligation.
How Do You Calculate My Cash Offer?
We base the offer on recent comparable sales, the home's condition, and the repairs and holding costs we take on. We walk you through every number so you can decide with no pressure, and if a traditional sale nets you more, we will tell you.
How Fast Can I Close on My House?
You can close in as little as 7 to 14 days once title is clear, or pick a later date if you need more time. There are no financing delays and no waiting on a buyer's mortgage approval.
Full Transparency
How We Calculate Your Cash Offer
A real cash offer should not feel like a random number. We look at the house, the repairs, the local market, and the cost to take on the project.
Property Condition
Roof, foundation, layout, systems, repairs, updates, damage, occupancy, and access.
Nearby Sales
We review recent sales near the property to understand the current market.
Repairs and Holding Costs
We account for cleanup, repairs, taxes, insurance, utilities, and resale risk.
Your Timeline
A seller who needs speed may need a different solution than someone who can wait.
The Value We Can Add
A cash purchase only makes sense when there is value for us to add and a clear benefit for you.
Your Best Path
If a cash offer is not the best fit, we may suggest another option or tell you listing makes more sense.
How We Build Your Offer In Plain Numbers
Here is the structure with round, illustrative numbers, not a quote. Start with the after-repair value, which is what the home would sell for fully fixed up based on recent nearby sales. Subtract the repairs the home needs, then the holding and closing costs we cover, then a modest margin for the work and risk we take on. What is left is your cash offer, with zero fees deducted at closing.
For example, if a home would be worth $300,000 fully repaired and needs $40,000 of work, you start from that $300,000 and subtract the $40,000 in repairs, the holding and closing costs, and the margin to reach the offer. We show you each line for your specific home, so the number is never a mystery.
Is It Right for You?
Should You Sell Your House As Is for Cash or List With a Realtor?
Selling your house as is for cash works well for some homeowners. Listing with a realtor works better for others. Here is a simple breakdown to help you decide which path fits your situation.
A Cash Sale May Make Sense If
- You need to sell your house fast
- The house needs repairs or a cleanout
- You have tenants, probate, or title issues
- You want to sell as-is without showings
- You want fewer moving parts
- You want a clear closing date
Listing With an Agent May Make Sense If
- The house is updated and easy to show
- You have time to wait for the right buyer
- You are willing to handle inspections
- You can make repairs before listing
- You are comfortable with showings
- You want to test the open market
Before You Sign Anything
How to Choose a Company That Buys Houses
Not every home buying company plays it straight. The highest number is not always the best offer.
Choose Your Closing Date and Get Paid
If you accept, you pick the closing date. Need to be out fast? We can close in as little as 7 days once title is clear. Need a few weeks? Take the time you need, up to 60 days out.
Closing happens at a licensed, reputable title company that confirms clear ownership, clears any liens or back taxes from the proceeds, and acts as the neutral third party. On closing day you sign and your funds are sent by wire or check. There is no buyer's loan that can collapse at the last minute, because HomeWise pays with its own cash.
Cash Buyer vs Agent
Cash Home Buyers vs. Real Estate Agents:
Which Option Is Better?
Time to Close
HomeWise: As little as 7 days (or on your timeline)
Agent: Typically 30 to 90+ days
Repair Costs
HomeWise: None. We buy 100% as-is.
Agent: Seller often pays for repairs and prep
Commissions & Fees
HomeWise: Zero agent commissions or hidden fees
Agent: Roughly 6% commission plus closing costs
Showings & Open Houses
HomeWise: None. One simple evaluation.
Agent: Multiple disruptive showings and open houses
Financing Risk
HomeWise: None. We pay with cash.
Agent: High risk of buyer mortgage denial
Certainty of Sale
HomeWise: No financing contingency. Once terms are agreed, the deal moves to closing.
Agent: Buyer mortgage denial can cancel a sale after weeks of waiting.
| Feature | Selling for Cash to HomeWise | Traditional Real Estate Agent |
|---|---|---|
| Time to Close | As little as 7 days (or on your timeline) | Typically 30 to 90+ days |
| Repair Costs | None. We buy 100% as-is. | Seller often pays for repairs and prep |
| Commissions & Fees | Zero agent commissions or hidden fees | Roughly 6% commission plus closing costs |
| Showings & Open Houses | None. One simple evaluation. | Multiple disruptive showings and open houses |
| Financing Risk | None. We pay with cash. | High risk of buyer mortgage denial |
| Certainty of Sale | No financing contingency. Once terms are agreed, the deal moves to closing. | Buyer mortgage denial can cancel a sale after weeks of waiting. |
Any Condition. Any Situation.
We Buy Houses in Any Situation
Whether you need to sell a house in foreclosure, sell an inherited house, sell a rental property, or sell a house that needs repairs, HomeWise buys homes as is with no cleaning, no showings, and no agent commissions.
Sell a House to Avoid Foreclosure
Stop the clock and protect your credit and equity before the bank acts
Sell an Inherited or Probate House
Sell an inherited house as-is and skip the stress of probate
Sell a House During Divorce
Divide assets quickly, fairly, and stress-free
Sell a House Behind on Payments
Get immediate debt relief with a guaranteed cash offer
Sell a House That Needs Major Repairs
Sell as-is. We absorb the repair burden, no contractor needed
Sell a Vacant House Fast
Stop carrying the cost of a home you don't use
Sell a Rental Property With Tenants
Sell with tenants in place. We handle problem rentals
Sell Before Relocating for Work
Close fast so you can move forward with your life
Common Questions About How HomeWise Works
Straight answers about the process, the timeline, and what to expect at each step.
How long does the whole process take?
HomeWise can make a cash offer within about 1 hour of reaching out and close in as little as 7 days once title is clear. If you need more time, you choose a later closing date, up to 60 days out.
Is the offer really free and no obligation?
Yes. Requesting an offer costs nothing and you are never obligated to accept. We give you a clear cash number and the math behind it, then you decide on your own timeline.
Do I need to make repairs or clean before closing?
No. We buy houses as is. Leave what you do not want, skip the repairs and the deep clean, and we handle the cleanout after closing.
How do you calculate my offer?
We look at your home's location, condition, and needed repairs, plus recent comparable sales nearby. Then we factor in the holding and closing costs we take on so you do not have to. We walk you through every part of the number.
Who actually handles the closing?
Closing is handled by a licensed, reputable title company. They confirm clear title, prepare the paperwork, and disburse your funds. There are no agent commissions or hidden fees deducted from your offer.
How do cash home buyers work?
A direct cash home buyer like HomeWise reviews your property, makes an all-cash offer using its own funds, and closes at a title company without a lender, an agent, or a repair requirement. There is no listing, no showings, and no financing contingency to fall through.
Will I get less than listing with an agent?
The headline price on a listing is often higher, but it is not what lands in your pocket. A traditional sale carries a 5 to 6 percent agent commission, repair credits, concessions, and the mortgage, taxes, and insurance you pay while it sits. A cash sale trades a lower top-line number for none of those costs and a guaranteed close, so the nets are often closer than they look.
Do I pay any fees or closing costs?
No agent commissions, no listing fees, and no junk charges, and HomeWise covers standard closing costs. No HomeWise fees come out of your offer. Existing payoffs like a remaining mortgage, liens, or back taxes are settled from the proceeds at closing, as they are in any home sale, so they do not come out of your pocket up front.
What if I have tenants, liens, or a property in probate?
We handle all of it with the title company. We buy tenant-occupied homes, properties with liens or back taxes, and homes going through probate, and we work those details into the closing so they do not stall the sale.
Real Stories From Homeowners Who Sold to HomeWise
Every review is from a verified Google Business profile. Real homeowners, real closings, real results.
Selling in a Tough Situation?
We buy houses fast for homeowners in any situation. Get a cash offer with no repairs and no commissions.
Cash Offer Options & Guides
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