Free Calculator
Closing Costs Calculator
Estimate what a seller typically pays at closing: title, escrow, transfer taxes, and recording fees. Enter your sale price to see the breakdown.
Estimates only. Transfer taxes and title rates vary significantly by state and county.
What to Expect
Who Pays Closing Costs When You Sell?
Sellers typically pay 1 to 3 percent of the sale price in closing costs, separate from the agent commission. The largest pieces are usually the owner's title insurance policy, the escrow or settlement company's fee, and state and county transfer taxes, which vary widely by location. There are also smaller recording and document fees.
These numbers are estimates to help you plan. Your actual costs depend on your state, county, title company, and the terms you negotiate with the buyer. In a HomeWise cash sale, we cover the standard seller closing costs and there is no agent commission, so the offer you accept is what lands in your pocket after any mortgage payoff.